Decisions you can finally trust.
Fractional CFO and financial advisory for mid-market private companies — senior finance judgment, without a full-time hire.
Statement of Financial Position
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Before Ghani Financial
Built for the stage between founder-led and enterprise.
Most mid-market companies hit a point where the books are accurate but the finance function still isn't answering the questions that matter: what's our real runway, which product line is actually profitable, are we ready for the next round or the next acquisition.
Ghani Financial Consulting steps in as that finance function — reporting to ownership or the board, working alongside your controller or bookkeeper, and staying only as involved as the business needs.
Industries we serve.
Experience across sectors, domestically and internationally.
Wholesale & Distribution
Inventory-heavy operations, margin visibility, and distributor relationships.
Manufacturing
Cost accounting, production economics, and supply chain financial visibility.
Luxury Consumer Goods
Brand-driven consumer goods finance, from margin discipline to global wholesale channels.
Broadcast Services
Project-based revenue recognition and cost tracking for media and broadcast operations.
Professional Services
Utilization, project profitability, and billing models built for service-based businesses.
A finance function, assembled to order.
Engage one line item or several. Every engagement starts with a scope conversation, not a fixed package.
Fractional CFO Leadership
Ongoing financial leadership on a part-time or interim basis — board and investor reporting, cash management, and the judgment calls that shouldn't wait for a full-time hire.
- Monthly and quarterly board reporting
- Timely, board-ready financial reporting
- Cash flow management and runway planning
- Direct partnership with ownership and controllers
Finance Department Build-Out
Stand up a finance function from the ground up — the roles, processes, and controls a growing company needs before it's ready for a full team.
- Finance team structure and hiring roadmap
- Month-end close process design
- Internal controls and approval workflows
FP&A & Financial Planning
Budgets and forecasts built to be used, not filed away — plus the KPI dashboards that let ownership see the business clearly between board meetings.
- Annual budgeting and rolling forecasts
- Scenario and sensitivity modeling
- KPI dashboard design
Systems & ERP Advisory
Selecting and implementing the financial systems a growing company actually needs — evaluated against your workflows, not a vendor's demo script.
- ERP evaluation and vendor selection
- Implementation oversight and partner coordination
- Process design across finance and operations
M&A & Transaction Advisory
Buy-side and sell-side support drawn from transaction experience at Deloitte — due diligence, deal structuring, and post-close integration.
- Financial due diligence
- Deal structuring and negotiation support
- Post-acquisition integration
International Structure Design and Implementation
End-to-end design and implementation of the legal and financial structure a company needs to operate internationally — from initial entity formation through ongoing governance, tax, and trade strategy.
- International entity formation and holding company structuring
- Subsidiary governance and cross-border compliance
- Transfer pricing and cross-border tax strategy
- Customs, duty, and tariff refund strategy
Tax & Entity Strategy
Entity structuring and tax strategy across entities and shareholders, coordinated with your CPA and legal counsel rather than delivered in isolation.
- Entity structure and compensation planning
- Pass-through entity structuring (S-corp, partnership)
- Shareholder basis and distribution planning
- Coordination with outside tax and legal counsel
Operational Efficiency & Process Streamlining
Look past the finance function to how the business actually runs — finding the bottlenecks, redundant steps, and manual work that slow growth down.
- Workflow and process mapping
- Efficiency and cost-reduction analysis
- Cross-department handoff redesign
Corporate Compliance & Governance
Keeping the business on the right side of regulatory and statutory requirements, domestically and across the jurisdictions it operates in.
- Domestic corporate compliance
- International and multi-jurisdiction compliance
- Governance calendars and filing oversight
HR & IT Function Oversight
Senior-level oversight of the HR and IT functions for companies not yet ready for dedicated leadership in either — coordinated as part of the broader operating picture.
- HR policy, process, and vendor oversight
- IT systems and vendor oversight
- Coordination with outside HR and IT providers
Financial Reporting
Financial statements and reporting packages built to the standard lenders expect — the documentation and positioning that make securing or renewing credit facilities straightforward rather than a scramble.
- GAAP-compliant financial statements for lenders and investors
- Loan package and bank financing documentation
- Credit facility and lender relationship support
- Covenant tracking and compliance reporting
Shahid Ghani, CPA, ACA
Shahid has spent more than 35 years in financial leadership, from public accounting to the CFO's chair. He founded Ghani Financial Consulting to bring that experience to mid-market private companies that need senior finance judgment without a full-time executive hire.
Today he provides fractional CFO and financial advisory services to companies across luxury eyewear, broadcast services, experiential marketing, and wholesale distribution — with particular depth in international corporate expansion. He is based in Orange County, California.
CREDENTIALS
- CPA — Certified Public Accountant
- ACA — Associate Chartered Accountant, England & Wales
- B.S. — Accounting & Finance, London Metropolitan University
Multi-industry fractional CFO practice
Active engagements spanning luxury eyewear, broadcast services, experiential marketing, and wholesale distribution — including international entity governance and cross-border trade matters for companies expanding abroad.
Ghani Financial Consulting
Launched to extend fractional CFO and advisory services to mid-market private companies across multiple industries.
CFO, Dita Group
Led finance for the global eyewear brand, including international entity governance and cross-border trade matters.
Bexel Corporation
Took on senior finance leadership, deepening experience in operational finance for growing private companies.
Deloitte
Trained in public accounting and transaction advisory, building the technical foundation for a career in corporate finance.
Representative engagements.
Illustrative summaries of the kind of work Ghani Financial Consulting takes on. Details are generalized to protect client confidentiality — ask directly for references relevant to your situation.
ERP selection and implementation across NetSuite, Sage Intacct, and Acumatica
Led multiple ERP evaluations and implementations for mid-market companies, weighing NetSuite, Sage Intacct, and Acumatica against each business's actual workflows — time-tracking and project billing, multi-entity consolidation, inventory and distribution — then oversaw vendor selection and the implementation partner through go-live.
International structuring for tax-efficient global operations
Designed multi-entity international structures built for tax efficiency, coordinated transfer pricing studies to support intercompany arrangements, and built out the organizational and operational infrastructure needed to run entities across jurisdictions.
Pass-through structuring and shareholder distribution planning
Restructured a multi-entity ownership arrangement into a pass-through structure, then worked through shareholder basis tracking and distribution planning across entities — coordinating with outside tax counsel throughout.
Standing up a finance department for a scaling distribution company
Built the finance function from the ground up for a company that had outgrown its bookkeeper — defining roles, designing the month-end close process, and establishing approval controls ahead of a planned hire.
Lender-ready reporting package to secure a credit facility
Prepared GAAP-compliant financial statements and a full financing package for a growing wholesale business, then supported the credit facility negotiation and set up ongoing covenant tracking.
Process streamlining across finance and operations handoffs
Mapped workflows across finance, operations, and fulfillment for a broadcast services client, identifying redundant manual steps and redesigning the handoffs between departments to cut processing time.
Tell me where the finance function is falling short.
Every engagement starts with a short conversation about what's actually going on in the business. Email directly, or send a note below and it will open in your email client, ready to send.